Archive for the ‘Money Saving Ideas & Useful Advice’ Category

The first time that I heard of KISS it stood for Keep It Simple Stupid. There are several other similar definitions listed on Wikipedia, but I like the “stupid” one best. I think this is a great acronym to keep in mind for solving money problems because most money problems result from the stupid decisions that we make.

Welcome to the Stupid Club

I know that calling people stupid is immature and rude, but lets face it. WE ARE ALL STUPID SOMETIMES; Read the rest of this entry »

Earlier this year the Federal Trade Commission (FTC) cracked down on scammers running amuck all over the place. They were preying on desperate people going through hard times by promising a way to quick riches. Read the rest of this entry »

In the recent crash of the financial system the entire world has been disrupted. People are losing jobs, behemoth companies are vanishing, and our country has been pushed even further into astronomical amounts of debt. Yet, some brave people continue to spit in the eye of disaster and create new opportunities for themselves. I call this “failing forward.” Read the rest of this entry »

Ditch Your Cable TV!

I don’t get cable, nor do I actually own a television. All my entertainment needs are met through my $30/month cable internet connection and a $10/month subscription to Netflix. Most TV shows can be seen for free on the major networks within a few hours after their airtime or the following day. Read the rest of this entry »

This woman has taken frugality to a whole new level and made it her job to do so. Be amazed as she reduces a $150 shopping bill down to practically nothing with her thrifty coupon organization system! Read the rest of this entry »

The Cost Of Gum

Bamm! It hit me at Target when I was shopping for a pack of gum. Yes… I am aware… shopping for gum is not the most exciting task, but I had an enlightenment while analyzing its pricing structure.

Perhaps you never noticed, or perhaps you just don’t care about the unit cost of gum. I on the other hand do and my analysis led me to start thinking about all of the small things we buy that we can save money on. Read the rest of this entry »

As a student approaching graduation with over $100,000 in student loans the question came up as to whether I should pay the loans off ASAP or to consolidate the loans and pay a low interest rate for 20 or 30 years. My brother suggests that I pay them off as ASAP and eat Ramen noodles for the next 10 years. I must respectfully disagree since I would rather die than eat another 20 cent package of Ramen.

Read the rest of this entry »

A Quick Check Can Save $100’s

No… this isn’t what your thinking. This is not an advertisement for Geico, Nationwide, or Allstate. And no, this is not an advertisement for Esurance.com either. We will not use barnyard animals or talking reptiles to woo you to purchase insurance from us. This is just a great tip to easily save you large sums of money on your home and auto insurance policys! Read the rest of this entry »

Where to Start?

Everyone who wants to find financial security in life needs to start somewhere, but beginning on this road seems to be impossible for a large portion of American Society. Our consumer driven society is influenced heavily by hip hop superstars, NBA all-stars, and reality television. Read the rest of this entry »